GENOA NATIONAL BANK

GNB

Genoa National Bank

NEW PRIME ACCOUNTS

The following account’s interest rates and percentage yields may change. At our discretion,

we may change the interest rate on the accounts when the Prime Rate changes

as recorded in the Wall Street Journal.

(NO INSTITUTIONAL FUNDS)

PRIME NOW ACCOUNT

$500.00 – 4,999.99 – 1.56% APY

$5,000.00 – 24,999.99 – 1.77% APY

$25,000.00 – 49,999.99 – 2.08% APY

$50,000 and up – 2.28% APY

$5.00 monthly maintenance fee if balance falls below $500

$500 minimum balance required to obtain APY

Account subject to other account fees

Fees may reduce earnings

PRIME SAVINGS ACCOUNT

$500.00 – 24,999.99 – 1.82 APY

$25,000.00 – 49,999.99 – 2.32% APY

$50,000 and up – 2.74% APY

$5.00 monthly maintenance fee if balance falls below $500

$500 minimum balance required to obtain APY

Fees may reduce earnings

PRIME 12 MONTH CERTIFICATE OF DEPOSIT

$1,000.00 – 24,999.99 – 2.59% APY

$25,000.00 – 49,999.99 – 2.85% APY

$50,000 and up – 3.11% APY

Interest may change every Thursday after issue date

$1,000.00 minimum balance required to obtain APY

Penalty for early withdrawal

*APY = Annual Percentage Yield

APY effective as of September 5, 2008

To take advantage of this great account just email, call, or stop in today.

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Certificate of Deposit Accounts

Money Market Accounts

Genoa National Bank

PO Box 607

Genoa, NE 68640-0607

Phone: 402-993-2231

Toll Free: 800-994-1095

Fax: 402-993-2874

E-mail genoanb@genoanationalbank.com

Equal Housing Lender

Member FDIC